All benefits at a glance

Discover what sets N26 apart from traditional banks.

Spaces - Sub-accounts

Create up to 10 sub-accounts with their own IBAN. Organise your money by goals, projects or categories and keep track of everything.

Pay worldwide without foreign currency fees. Whether on holiday or a business trip - no hidden costs on card payments.

Worldwide card payments are free in all plans; free cash withdrawals outside the eurozone start with Go (9.90 EUR/mo).

Receive an instant push notification for every transaction. Stay in full control of your finances and spot unauthorised charges immediately.

Travel insurance, theft protection and more - managed directly in the app. No separate contracts or paperwork required.

Available from Go (9.90 EUR/mo)

Pay contactlessly with your smartphone or smartwatch. Fast, secure and wherever contactless payments are accepted.

Automatic categorisation of your spending with clear statistics. Set monthly budgets and keep your financial goals on track.

Das Standard-Konto hat keine monatliche Grundgebühr, aber nur 2 kostenlose Euro-Abhebungen und eine kostenpflichtige physische Karte.

Wenn du oft Bargeld abhebst oder einzahlst, entscheidet dieser Punkt stärker als App-Design oder Marketingversprechen.

N26 kann als Hauptkonto funktionieren, ist aber nicht für Nutzer ideal, die Filialservice oder ein Backup bei Supportfällen brauchen.

Open your N26 account in just a few minutes and experience modern banking.